James Gutierrez is a successful entrepreneur with a goal. His goal is to help people from underserved communities achieve a healthy credit score and enjoy a higher income. He helms two companies, Aura and Oportun. Both companies are financial companies that give loans to underserved communities. Gutierrez works to improve the financial situation of low-income earners and help them lead a better quality of life.
James Gutierrez believes that the tax system in America has created a wide gap between the rich and the poor in the US. There is also a wide wealth gap between majority ethnic groups and minority ethnic groups like African Americans and Hispanics. The Covid-19 pandemic has made the lot of minority ethnic groups even worse because many of them are unemployed and have multiple health problems. Low-income groups have bad credit scores and the result is that they pay more for low-quality health and social services.
James Gutierrez started investment companies Aura and Oportun to close wealth gaps. He gives low-interest unsecured loans to underserved communities. He knows that many will have a bad credit score but lends money and offers advice to help them become stable financially. Gutierrez believes that these hardworking people have to pay high interest on conventional loans based on their bad credit score and this buries them into a deep debt hole. Gutierrez gives financial advice and helps them plan carefully to repay loans and start leading a debt-free life with a high credit score. His focus is inclusiveness in financial services.
James Gutierrez adopts an inclusive approach while financing members of underserved communities. He believes that it is the responsibility of lenders to close the wealth gap in the US by offering incentives to pay back loans rather than penalizing low-income groups and drawing them deeper into debt.
Learn more about James: https://www.perc.net/profile/james-gutierrez/